Will Roof Rejuvenation Affect My Home Insurance?

Straight talk

The Short Answer

Every insurer sets its own rules, so the only safe answer is to confirm with yours. What we can tell you for certain: the GoNano warranty covers insurer-required replacements, and you get documentation of the work to share with your provider.

Here's the background. Roof age keeps coming up on insurance renewals in Alberta. Insurers ask how old the roof is and what shape it's in. A rejuvenated roof is still the same age on paper, and we won't pretend otherwise. What changes is the condition, and now you can prove it.

★★★★★ 5.0 on Google. Straight answers are kind of our thing.

In writing

What the Warranty Covers

Our warranty runs up to 15 years, based on your roof's age, condition and location. It covers defects, peeling, leaks, and insurer-required replacements.

Read that last item again. If your insurer requires a roof replacement during the warranty term, the warranty speaks to it. Most rejuvenation warranties in Calgary run 5 years and say nothing about insurers at all.

Your paper trail

The Documentation We Give You

Insurance conversations go better with paper. After a rejuvenation treatment, you hold three things.

• Photos of your roof from the in-person assessment
• The treatment record: product, date, and the crew who applied it
• Your registered warranty, up to 15 years, in writing

That file also helps if you sell. The warranty transfers to the new owner, which realtors like.

Do this

Talk to Your Insurer, Bring Our Paper

Before or after treatment, call your insurer and ask two questions. How does roof age affect my renewal? And does documented roof work change anything? Then send them your file from us.

Related reading: does rejuvenation help with hail, and does it void my shingle warranty.

Want the paperwork started? Book the free assessment and we'll document your roof this week.

Free. No pressure. You get a straight answer and photos of your own roof.